Sep 30, 2008

Mediclaim- Health Insurance

Introduction
Seeing your family in the pink of health ranks highest in priority for you . Yet , despite your best efforts ,illnesses do occur .With the spiraling cost of health care , these unforeseen circumstances can take a toll on your savings.To ensure that you don't need to spend your hard earned money on treatment of any such illness; we have a Policy that offers you all the financial support that you need.
Key Advantage
For the first time in India, Critical Illnesses are also covered as part of your Health Insurance Policy.
  • A separate Double sum Insured is automatically available as soon as any of the listed critical illnesses is diagnosed.
  • 24 hours cashless facility at more than 3000 network hospitals.
  • Income Tax benefits under Section 80 D.
  • Options in duration of coverage -1 year/2 year policies available.
  • Family Floater benefit giving comprehensive protection to your family members under one single Policy .
  • Discount on renewal premium for claim free policy.
  • Coverage of pre-existing conditions after 2 years/4 years as per plan opted.


What does this policy cover?
Depending on the plan opted by you, your Oriental / ICICI General Insurance Pilicy covers :

  • Hospitalisation Expenses-Expenses incurred towards.
  • Hospital (room, boarding and operation theatre)
  • Doctors & nurses
  • Medical tests
    Medicines, blood, oxygen, appliances etc.

Day Care Treatment-Medical expenses towards specific technologycally advanced day care treatments/surgeries where 24 hours of hospitalisation is not required .
Domiciliary Hospitalisation - All expenses related to a medical treatment , which is being administered at home, subject to specific conditions applicable.
Pre and Post Hospitalisation - Medical expenses related to your treatment before and after hospitalisation for a specified number of days.
Pre-Existing Diseases-Coverage of pre-existing doseases after two/four continuous renewals with us.
Critical Illness - Your Sum Insured is automatically single separately for treatment of Cancer,Coronary artery bypass surgery, First heart attack, Kidney failure, Multiple sclerosis,Majar organ transplant,Stroke, Aorta graft surgery,Paralysis and Primary pulmonary arterial hypertension.
Donor Expenses- All hospitalisation expenses incurred by the Donor in case of major organ.


For more Detail Visit Avdhoot Investment

1 comment:

  1. Anonymous4:32 PM

    It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs.

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    ReplyDelete

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