What are the different benefits that can be claimed under the Mediclaim insurance policy in event of hospitalisation?

Different heads of benefits under hospitalisation:

Room boarding expenses by the hospital nursing home


Nursing expenses


Surgeon, anaesthetist, medical practitioner, consultants, specialist’s fees


Anaesthesia, blood, oxygen, operation charge, surgical appliances, medicines and drugs, diagnostic material and x-rays, dialysis and chemotherapy, radiotherapy, pacemaker, artificial limbs and cost of organs and similar expenses
All the above benefits are limited to the max sum insured

The minimum period of hospitalisation should be for 24 hours. However for certain treatments this limit is not applicable when a package charges are levied for treatment by the hospital.
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