Showing posts with label health insurance. Show all posts
Showing posts with label health insurance. Show all posts
Sep 30, 2008
In the event of claim being already made, if I want to renew my policy for the second year, do I have to undergo medical check up again?
No, the medical check up has to be taken only once, during the start of taking a policy and only if you are 56 years of age or above.For more detail visit Avdhoot Investment
Mediclaim- Health Insurance
Introduction
Seeing your family in the pink of health ranks highest in priority for you . Yet , despite your best efforts ,illnesses do occur .With the spiraling cost of health care , these unforeseen circumstances can take a toll on your savings.To ensure that you don't need to spend your hard earned money on treatment of any such illness; we have a Policy that offers you all the financial support that you need.
Key Advantage
For the first time in India, Critical Illnesses are also covered as part of your Health Insurance Policy.
For more Detail Visit Avdhoot Investment
Seeing your family in the pink of health ranks highest in priority for you . Yet , despite your best efforts ,illnesses do occur .With the spiraling cost of health care , these unforeseen circumstances can take a toll on your savings.To ensure that you don't need to spend your hard earned money on treatment of any such illness; we have a Policy that offers you all the financial support that you need.
Key Advantage
For the first time in India, Critical Illnesses are also covered as part of your Health Insurance Policy.
- A separate Double sum Insured is automatically available as soon as any of the listed critical illnesses is diagnosed.
- 24 hours cashless facility at more than 3000 network hospitals.
- Income Tax benefits under Section 80 D.
- Options in duration of coverage -1 year/2 year policies available.
- Family Floater benefit giving comprehensive protection to your family members under one single Policy .
- Discount on renewal premium for claim free policy.
- Coverage of pre-existing conditions after 2 years/4 years as per plan opted.
What does this policy cover?
Depending on the plan opted by you, your Oriental / ICICI General Insurance Pilicy covers :
- Hospitalisation Expenses-Expenses incurred towards.
- Hospital (room, boarding and operation theatre)
- Doctors & nurses
- Medical tests
Medicines, blood, oxygen, appliances etc.
Day Care Treatment-Medical expenses towards specific technologycally advanced day care treatments/surgeries where 24 hours of hospitalisation is not required .
Domiciliary Hospitalisation - All expenses related to a medical treatment , which is being administered at home, subject to specific conditions applicable.
Pre and Post Hospitalisation - Medical expenses related to your treatment before and after hospitalisation for a specified number of days.
Pre-Existing Diseases-Coverage of pre-existing doseases after two/four continuous renewals with us.
Critical Illness - Your Sum Insured is automatically single separately for treatment of Cancer,Coronary artery bypass surgery, First heart attack, Kidney failure, Multiple sclerosis,Majar organ transplant,Stroke, Aorta graft surgery,Paralysis and Primary pulmonary arterial hypertension.
Donor Expenses- All hospitalisation expenses incurred by the Donor in case of major organ.
For more Detail Visit Avdhoot Investment
Sep 10, 2008
Affordabale Child Health Insurance India
There are different types of affordable health insurance plans, including affordable individual health insurance, affordable family health insurance, affordable child health insurance, affordable employee health insurance and affordable business health insurance. Full information on affordable insurance schemes can be obtained from the Internet, and if you need further clarifications, you can consult an insurance broker. Customer service departments of health care providers also give information regarding available benefits and coverage.
Child health insurance focuses on children's general wellness. This health insurance helps parents cover expenses arising from unforeseen circumstances also. Very often, affordable child health insurance plans offer treatment by a group of specialists. They remind parents about the important preventive medicines that are to be administered to their children and also give programs and information to parents on how to manage their children?s health conditions. State-of-the-art technology provided by many affordable child health insurance schemes simplifies the tracking of health benefits. Parents, who want to buy a policy need to do the proper homework and study the benefits and affordability before filing in the application.
Health care is always critical for a child. Health insurance is essential for children who grow up in divorced, separated, or never-married families. It is easy to find affordable child health insurance plans that provide health care services, including preventive care, to ensure childhood immunizations, vision care, hearing and dental care. Lots of child health insurance plans are affordable, providing a wide range of health schemes for children. Hence, it is important to choose a plan that is most suitable. contact us for best lower cheaper premium rates comparision with others online reviews feedback etc.
For more Detail Visit Avdhoot Investment
Child health insurance focuses on children's general wellness. This health insurance helps parents cover expenses arising from unforeseen circumstances also. Very often, affordable child health insurance plans offer treatment by a group of specialists. They remind parents about the important preventive medicines that are to be administered to their children and also give programs and information to parents on how to manage their children?s health conditions. State-of-the-art technology provided by many affordable child health insurance schemes simplifies the tracking of health benefits. Parents, who want to buy a policy need to do the proper homework and study the benefits and affordability before filing in the application.
Health care is always critical for a child. Health insurance is essential for children who grow up in divorced, separated, or never-married families. It is easy to find affordable child health insurance plans that provide health care services, including preventive care, to ensure childhood immunizations, vision care, hearing and dental care. Lots of child health insurance plans are affordable, providing a wide range of health schemes for children. Hence, it is important to choose a plan that is most suitable. contact us for best lower cheaper premium rates comparision with others online reviews feedback etc.
For more Detail Visit Avdhoot Investment
Sep 4, 2008
Max New York India Health Life Insurance
Max India inks pact with UK firm for health insurance business
Private insurance-provider Max India has entered into an agreement with the UK-based Bupa to set up a standalone health insurance company.
The joint venture partner British United Provident Fund (Bupa) will hold 26 per cent of the stake in Max Bupa Health Insurance Ltd with Max holding the rest. However, Bupa will have an option and right to go up to maximum amount of FDI allowed by the government in case FDI reforms take place, Max India Chairman Analjit Singh said here today.
The initial share capital of the JV will be Rs 100 crore and the business is expected to be up and running in 12-15 months, Singh added.
He said, "We are not in a hurry to launch (the JV) immediately. We want to have ground preparation first which will take at least 12-15 months".
The company has expertise in healthcare facilities, which, at present, has a customer base of 2.7 million, he added.
Singh said the products will be rolled-out phase wise as "that would be prudent for us". It will be a phased, region-wise roll-out that would make the presence of the company efficient.
The JV plans to consider all possibilities like individual, retail and group insurance and is targeting one million customers initially.
Pointing out the favourable demographics of India, Director Max India Anuroop Singh said the country has huge potential for health insurance as the average age is expected to be 29 years in the next 12 years with people getting more spending power
Avdhoot Investment
Private insurance-provider Max India has entered into an agreement with the UK-based Bupa to set up a standalone health insurance company.
The joint venture partner British United Provident Fund (Bupa) will hold 26 per cent of the stake in Max Bupa Health Insurance Ltd with Max holding the rest. However, Bupa will have an option and right to go up to maximum amount of FDI allowed by the government in case FDI reforms take place, Max India Chairman Analjit Singh said here today.
The initial share capital of the JV will be Rs 100 crore and the business is expected to be up and running in 12-15 months, Singh added.
He said, "We are not in a hurry to launch (the JV) immediately. We want to have ground preparation first which will take at least 12-15 months".
The company has expertise in healthcare facilities, which, at present, has a customer base of 2.7 million, he added.
Singh said the products will be rolled-out phase wise as "that would be prudent for us". It will be a phased, region-wise roll-out that would make the presence of the company efficient.
The JV plans to consider all possibilities like individual, retail and group insurance and is targeting one million customers initially.
Pointing out the favourable demographics of India, Director Max India Anuroop Singh said the country has huge potential for health insurance as the average age is expected to be 29 years in the next 12 years with people getting more spending power
Avdhoot Investment
Aug 12, 2008
What is Health Insurance?
Health Insurance is an insurance policy which covers you and your family against any medical contingency. In short Health Insurance is a protection against medical costs. It is a contract between an insurer and an individual /group in which the insurer agrees to provide specified health insurance cover at a particular premium. The health insurer usually provides either direct payment or reimburses the expenses associated with illnesses and injuries.
Mar 16, 2007
Mediclaim Policy for Health protection
Individual Mediclaim Policy
Brief Description :Mediclaim Insurance is a cover which takes care of medical expenses following Hospitalisation/Domiciliary Hospitalisation of the Insured in respect of the following situations: (A) In case of a sudden illness (B) In case of an accident (C) In case of any surgery which is required in respect of any disease which has arisen during the policy period.
Covered Risks :This cover is a hospitalisation cover and reimburse the medical expenses incurred in respect of covered disease /surgery while the insured was admitted in the hospital as an in patient.The cover also extends to pre- hospitalsation and post- hospitalisation for periods of 30 days and 60 days respectively
Major Exclusions :Any pre-existing disease,any expense incurred during first 30 days of cover except injury due to accident,all expenses incurred in respect of any treatment relating to pregnancy and child birth. Treatment for Cataracts,Benign prostatic hypertrophy,Hysterectomy, Menorrhagia or Fibromyoma, Hernia,Fitula of anus,Piles, Sinusitis, Asthma,Bronchitis, All Psychiatric or Psychosomatic disorders are excluded from the scope of the cover
Brief Description :Mediclaim Insurance is a cover which takes care of medical expenses following Hospitalisation/Domiciliary Hospitalisation of the Insured in respect of the following situations: (A) In case of a sudden illness (B) In case of an accident (C) In case of any surgery which is required in respect of any disease which has arisen during the policy period.
Covered Risks :This cover is a hospitalisation cover and reimburse the medical expenses incurred in respect of covered disease /surgery while the insured was admitted in the hospital as an in patient.The cover also extends to pre- hospitalsation and post- hospitalisation for periods of 30 days and 60 days respectively
Major Exclusions :Any pre-existing disease,any expense incurred during first 30 days of cover except injury due to accident,all expenses incurred in respect of any treatment relating to pregnancy and child birth. Treatment for Cataracts,Benign prostatic hypertrophy,Hysterectomy, Menorrhagia or Fibromyoma, Hernia,Fitula of anus,Piles, Sinusitis, Asthma,Bronchitis, All Psychiatric or Psychosomatic disorders are excluded from the scope of the cover
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