I'm covered by NHS (National Health Service) for my study in UK. Do I still need Health insurance?

If you are not entitled to free NHS treatment, you should make sure you have adequate medical insurance to cover medical costs if you fall ill, and also to cover the additional possible costs resulting from illness. These can be substantial, and include
lost fees if you are unable to complete your course
costs of returning home if a relative is ill
costs of a relative visiting you in the UK if you fall ill
cost of returning to your home country for treatment
or in the worst possible situation, returning a body home for burial.Even if you are entitled to free NHS treatment whilst in the UK, you should consider taking out insurance which covers the above additional costs. Moreover, even if you are covered by the NHS for medical treatment, you may find that there are long waiting times for some services. An insurance policy which gives you access to private medical care could give you much quicker access to the treatment you need.
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