What is the Family Floater Plan?

For the first time in India, one single policy takes care of the hospitalisation expenses of your entire family. Family Floater Health Plan takes care of all the medical expenses during sudden illness, surgeries and accidents.e.g.: The Prakash Family is covered under a traditional health insurance plan - Mr. Prakash Rs. 2 lac, his wife Rs. 1 lac, their son and daughter Rs.50,000 each and they have paid premium for all these 4 policies. In an unforeseen situation, wherein surgery and post hospitalisation bill of their son amounts to Rs. 1.30 lac. The existing policy will cover only Rs. 50,000, while Mr. Prakash will have to bear the balance Rs. 80,000 from his pocket.With Family Health Floater Insurance plan, each member of Prakash family is covered up to Rs. 4 lac . Thus, Family Floater would have covered entire Rs. 1.30 lac medical expenses of Mr. Prakash's son.
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